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Joseph H. Saunders
Joseph H. Saunders
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No Fault Auto Insurance Included in Special Session

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Florida Governor Charlie Crist has added consideration of Florida no-fault auto insurance to the state legislative special session. The Florida no-fault auto insurance law expired yesterday after the Florida legislature failed to renew the law last this year. Under the no-fault auto insurance law system that has been in effect in Florida for over three decades a person injured in a auto accident has no right to recover money damages for pain and suffering for non-permanent injuries. The trade off for the loss of this right to sue for pain and suffering for injuries that are not permanent has been that each injured person has been able to recover medical bills and lost wages of up to $10,000 regardless of fault from their own auto insurance which they are required to purchase.

Since the law expired yesterday, persons injured in an auto accident from now on can recover damages for pain and suffering for non-permanent injuries caused by a negligent auto driver. Florida no-fault personal injury protection insurance of $10,000 is no longer required.

If the Florida legislature does act in the special session to adopt a new no fault auto insurance law it will probably be somewhat different than the system that has been in place in Florida for so many years.